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The three types of car insurance available within the UK are: This is the legal minimum level of insurance available within the UK. Third Party provides cover if you have an accident causing damage or injury to another person, animal, vehicle or property but this does not cover damage to the driver’s own vehicle.
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You can read about the different types here. Life insurance is the cover that pays a specified sum if you die. Unlike other health related insurances, there are no criteria that need to be met when.
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You cannot drive anyone else’s car under your own insurance. You need to be covered under their vehicle policy. Third Party cover in the UK is usually associated with fire and theft. Be careful! Don’t automatically assume that your third party cover in Spain includes fire and theft.
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Contrary to what all too many insurance agents will tell you, you almost certainly don’t need to have life insurance for your entire life. You need it most when you’re a young adult with young kids, w.
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Gap insurance covers difference the between the value of your car when your bought it and what an insurance company would.
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